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Gadget & Possessions
Determining whether or not you need insurance and what kind of insurance to get can be a confusing process. To help you make a decision, we’ve put together a list of the different types of insurance you might need, giving you the ability to build your own cover.
Why you may need insurance
LOSS: 49% of students have experienced accidental loss while out and about
BROKEN: 47% of students have experienced accidental damage to possessions
STOLEN: 29% of students have experienced theft whilst out and about
SPILLS: 47% of students have experienced liquid damage to their contents
Source: Endsleigh’s 2017 Claims Statistics
Firstly, you should check with your landlord (if applicable) to establish what cover they already have in place. If you’re living in university halls or shared student accommodation, your university or accommodation provider may have already arranged some contents insurance for you with Endsleigh. You can check if you’re covered, what’s included and how to personalise and extend any cover if you require it here.
Although some parents’ home insurance policies may cover some of the risks of taking your belongings away to university, students these days are taking a valuable haul of stuff with them and your parents’ policy may not cover these gadgets for accidental damage, or incidents whilst you are out and about.
We all love our phones, tablets, and out consoles. With Endseigh’s flexible and affordable gadget insurance you can ensure that you protect what is important to you.
With Endsleigh’s 24 hour gadget replacement, from your claim being approved, you’ll never be long without the things that matter to you most.
You should think about your own possessions. What items do you value most?
Once you have a clear idea of what you’d like to protect, there are a number of options you might choose:
Student Gadget insurance
Cover your gadgets from just £3 a month. Protects gadgets such as smartphones, tablets and laptops against loss, theft and accidental damage anywhere in the UK and up to 30 days worldwide.
The advantage of this type of policy is that it covers your gadgets wherever you go and not just in your home. With Endsleigh’s claims process replacing gadgets in one working day of your claim being approved, even if the worst should happen, you’ll never be long without the things that matter to you most. Get a quote >>
*Price likely to be achieved by 10% of customers insuring a laptop with a value of £500 or less.
Cover your contents today from just £1.20 per month**. Whether you're living in halls or a shared house, protect your student contents against fire, theft and flood, including new for old replacement for your essential items. Contents cover incudes tenants' liability cover as standard - if you accidentally cause damage to your landlord's property, you're covered up to £2,500. Get a quote >>
**Price likely to be achieved by 10% of customers insuring contents with a value of £2000 or less.
You can often add bicycle cover onto an existing contents policy. However, if you’re only interested in covering you bike because you rely on it for getting around, you can take out a stand-alone bicycle insurance policy. This will cover you if it is stolen or damaged. Get a quote >>
Musical instrument insurance
Much like bicycle cover, you can often add a musical instrument onto an existing policy. If you would rather just protect your instrument however, you can purchase cover which will protect you if your instrument is accidentally damaged or stolen. Get a quote >>
Endsleigh are the UK's No. 1 insurance provider for students and are the only insurance provider recommended by NUS. Over the last 50 years they have used their expertise to help shape their products, services, contents and tools around their customers’ needs.
They understood that protecting and replacing gadgets quickly was hugely important to students, that’s why they introduced their 24 hour gadget replacement promise (if your item is lost, stolen or unrepairable we’ll replace it within one working day of your claim being approved).
Endsleigh’s student bundles are an easy way to get all your gadgets and possessions covered under one flexible policy, or you can build your own insurance policy from £9.49 a month*.
To find out more, head over to Endsleigh’s website.
*Price is based on a student living on campus, insuring a phone and a laptop or tablet up to the value of £500 each. Endsleigh Insurance Services Limited acts as a Credit Broker exclusively on behalf of Premium Credit Limited (PCL), who arrange finance for monthly payments.
Terms and Conditions
If your item is lost, stolen or unrepairable, they will replace it within 24 hours - 1 working day of your claim being approved.
Paying for your policy in monthly instalments can be a convenient way to pay your premium.
Through Endsleigh’s preferred finance provider Premium Credit Ltd (PCL) you may have the option to set up monthly payments via direct debit.
Please note that credit is subject to status. For more information about this facility please click here