Your identity and personal information are extremely valuable. Criminals can open bank accounts, get credit cards, loans, benefits and much more using your name and just a few personal details.
It is very easy to become a victim of ID fraud – just a small number of personal details can allow fraudsters to successfully use your name.
ID fraud occurs when criminals get hold of your personal information and can go on for weeks, months and even years without people ever noticing. Students are vulnerable to ID fraud because they tend to think it will never happen to them.
ID Fraud can be a result of criminals getting hold of personal mail, important documents, plastic cards, passwords or computer login details. Online fraudsters posing as organisations such as your bank may send emails in search of personal information.
Protect personal details
The key to avoid becoming a victim is simple: always protect your personal details and keep an eye on your balance and outgoings.
5 Tips on preventing and resolve identity fraud
- Report the loss of important documents such as your passport or driving licence.
- Make sure you know when to expect mail from important organisations such your bank. If you think you are missing mail report it.
- If you are in doubt about the identity of a caller or the source of an email then check it out, there is nothing wrong with calling back.
- Check your balance and statements regularly (however painful it may be) it’s the only way to be sure that you’re the only person spending your money!
- You should always destroy statements and letters before throwing them out or recycling. Anything with your name and address should be shredded or torn up.