Contents insurance policies provide the cover you need. They take into account your lifestyle and the fact that your house is empty in the holidays, and will quickly replace anything stolen.

Many colleges and universities provide free contents insurance as part of their
service – just make sure that you get top-up cover for especially valuable items such as laptops.

5 Tips on insuring your property

• Get insurance sorted before you arrive at uni or college if you can – many thefts take place within a few weeks of a new term.

• Ask parents if their contents insurance covers your property – sometimes it’s cheaper to add it on to their policy, but always check!

• Endsleigh is a student focused insurance provider, so it’s a good idea to check them first.

• Try to take most of your valuables home during the breaks.

• Keep lists of the make, model and serial numbers of your electronic items to help Police track them if they’re stolen