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An In-sure thing

Endsleigh Insurance

An In-sure thing

Insurance

Recent research by NUS shows that over a third of students don’t plan to get insurance before they start university this September and nearly three-quarters claimed it was either too expensive or too much hassle.

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Considering this, student need to be aware that they are more at risk at the beginning of term, when they move into new student areas, or in with brand new neighbours in halls of residence. From a burglar’s perspective, a student house is a goldmine, often with multiple laptops, TV’s and other valuables, so it’s no wonder that students are a prime target for thieves.

Getting insurance is a must for students going to university and makes good sense.

Endsleigh offers student-specific insurance from £16-a-year*, which is nothing considering that, even if you don’t get your room completely ransacked but someone nicks your laptop off your desk, that could cost you be anywhere from £300+. 

The effect of losing your things isn’t to be sniffed at; when you’re away from home and you’re temporary family is your roommates of 3 weeks, it can feel pretty violating getting robbed, especially if belongings have personal value attached (ie freshers week = lots of photos and new numbers).

It can also be underestimated how much gear you actually have in your room – it tots up: the average student owns over £4000 worth of belongings**. Your wardrobe might total £500 before you know, then there’s laptops and phones and mp3 players.

Endsleigh   will insure you for walk-in theft, which is pretty useful for students as a large percentage of robberies are caused by doors and windows being left open.  It may be common sense, but unfortunately wildly predictable for students to leave doors on the latch in their halls so that friends can come and go – easy pickings for opportunist thieves.

Insurance doesn’t mean you won’t be affected if you’re unfortunate enough to be a victim of theft, so it’s still worth making sure you’re using common-sense and aware of being safe at university. 

*Based on £3000 worth of cover in halls of residence
**Endsleigh Student Possessions Survey 2008

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